Post a copy of your OpenCore EFI folder so we can see what you are using and just as importantly what you are not using to boot your system.
You probably know this already but neither of your graphics cards are supported in macOS Monterey.
- The Nvidia card is not supported in any version of macOS and never will be. It has to be disabled with an SSDT, or removed temporarily while you are installing macOS.
- The ATI card is supported up to High Sierra, but may need patching even for the High Sierra native drivers to work.
You probably would be better served installing High Sierra , then once you have dealt with any issues from your system look at upgrading to Big Sur or Monterey. Especially as you are using an MSI motherboard, some of which have terminal issues when it comes to running macOS Monterey. As you would know if you read any of the numerous threads looking for help installing Monterey.
For what it's worth the kernel panic in the image above looks to be related to an issue with an NVMe driver.