I think I found a solution for a VM for AMD machines since VirtualBox stopped working with Ventura. Theres a small company that came out a couple years ago just released VM Program that gives you the option to emulate for non VM Capable hardware. Unlike UTM, Merge VM Pro is actually useable as an emulator. It costs money, but I am all for supporting small businesses PLUS the CEO handles most support and responds even on weekends. Support is a huge selling point for me.
I was also able to import my VirtualBox VDI image into the Merge VM and thats also a plus.